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  • Writer's pictureRianka

Frequently Asked Social Security Benefit Questions

Rianka shares her Social Security benefit advice with Emily Brandon from U.S. News

The majority of American workers will eventually collect Social Security benefits. Those who understand how Social Security works may be able to qualify for bigger payments and avoid benefit reductions and withholdings.

Workers approaching retirement age generally have a lot of questions about beginning Social Security payments, including:

  • What is the Social Security retirement age?

  • When can I apply for Social Security?

  • How much Social Security will I get?

  • What is the Social Security tax limit?

  • What is the Social Security wage limit?

  • What is the average Social Security benefit?

  • What is the maximum Social Security benefit?

  • How do I get a new Social Security card?

  • How does Social Security work?

  • How do I qualify for Social Security disability?

  • When will I receive my Social Security check?

Here are the answers to some of the most frequently asked Social Security questions.

What Is the Social Security Retirement Age?

The age when you can claim your full Social Security benefit varies depending on your birth year. The full retirement age is 65 for those born in 1937 or earlier, 66 for baby boomers born between 1943 and 1954, and 67 for people born in 1960 or later. Those born in 1938 to 1942 and 1955 to 1959 have an even more specific retirement age. For example, the full retirement age is 65 and 10 months for people born in 1942 and 66 and 4 months for boomers with birth dates in 1956.



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